No Spend September Is Here And This Is How You Can Save Money
Do you spend a lot of money during the summer? Good news! “No spend September” is here, and I found some ways to save money. The season can be expensive,…
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Kiwis/Getty Images Royalty FreeDo you spend a lot of money during the summer? Good news! "No spend September" is here, and I found some ways to save money. The season can be expensive, with all the weddings, gifts for those weddings, festivals, beach trips and iced lattes. All those things can add up and leave your bank account empty. As the summer winds down, and that’s where a “no spend September” can help.
"Financielle," a female-focused budgeting app, recently shared the idea on TikTok. They gave ways to get your finances back on track after a summer of spending. They suggest thinking of “no spend September” as a “money reset post-summer.” But this is a budget you can actually stick to because you create your own rules for it.
The rules for no spend September:
- Find out what your problem areas are - This is the first step because you’ll need to identify what triggers you to spend money. Maybe it’s feeling like you need everything you see on social media, or the impulse buys you make at Target, or just not being able to say no to a good deal you find. Know what you tend to spend on and where you want to cut back.
- Categorize your spending into “allowed” and “not allowed” - Some things you have to pay for every month, whether you want to or not, like bills, rent and food. The “not allowed” category can be a little trickier, but it should include all the stuff you want to avoid buying, like coffee drinks at your corner cafe, clothes, takeout meals and beauty products.
- Make a shopping list and stick to it - Think about what you need to buy this month and put it on the list. What doesn’t belong on the list? Things you find in the bargain bin, which may seem like a steal, but you don’t need.
- Lean into hobbies that don’t cost money - Challenge yourself to explore pastimes that are free, or that you can do with items you already own or can borrow. You don’t need to sit at home bored all month because you’re having a “no spend September,” you just need to be creative.
These Are The Wealthiest Towns In North Carolina
Let's face it we aren't Silicon Valley or the Upper East Side of Manhattan. But that doesn't mean there isn't money in North Carolina. And with the lower cost of living here than in other areas, it can be easier to gain and maintain wealth. Just look at some of the most expensive homes for sale just in Charlotte. There are some high price tags. And the rich, well they tend to hang out with other wealthy individuals. The Oxford Dictionary defines wealth as "an abundance of valuable possessions or money". I typically think of wealth as the type of money that spans generations. Regardless the wealthiest towns in North Carolina are those with the highest median household income and home values. Our friends over at Suburbs101.com compiled a list of the 9 Wealthiest Towns in North Carolina. Some of these I'd classify more as suburbs but you still get the point.
Below you will find a list of the wealthiest towns and suburbs as reported by Suburbs101.com. The information presented in this article is based on data from the US Census American Community Survey and the rankings are based on median household income. You can read their full study here.
9. Davidson, NC
Median Household Income: $141,845
Bachelor's Degree or Higher: 75%
Median Home Value: $487,000
8. Bartons Creek, NC
Median Household Income: $150,735
Bachelor's Degree or Higher: 70.7%
Median Home Value: $499,600
7. Walnut Creek, NC
Median Household Income: $150,938
Bachelor's Degree or Higher: 71.6%
Median Home Value: $394,800
6. Weddington, NC
Median Household Income: $152,377
Bachelor's Degree or Higher: 64.8%
Median Home Value: $549,200
5. Sandy Ridge, NC
Median Household Income: $153,893
Bachelor's Degree or Higher: 61.50%
Median Home Value: Not provided
4. Center Grove, NC
Median Household Income: $1574,107
Bachelor's Degree or Higher: 57.9%
Median Home Value: $408,700
3. Biltmore Forest, NC
Median Household Income: $173,750
Bachelor's Degree or Higher: 83.1%
Median Home Value: $1,074,500
2. New Light, NC
Median Household Income: $184,385
Bachelor's Degree or Higher: 62%
Median Home Value: $467,100
1. Marvin, NC
Median Household Income: $221,350
Bachelor's Degree or Higher: 76.4%
Median Home Value: $686,600
