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WASHINGTON - OCTOBER 14: The words "In God We Trust" are seen on U.S. currency October 14, 2004 in Washington, DC. Although the U.S. constitution prohibits an official state religion, references to God appear on American money, the U.S. Congress starts its daily session with a prayer, and the same U.S. Supreme Court that has consistently struck down organized prayer in public schools as unconstitutional opens its public sessions by asking for the blessings of God. The Supreme Court will soon use cases from Kentucky and Texas to consider the constitutionality of Ten Commandments displays on government property, addressing a church-state issue that has ignited controversy around the country. (Photo Illustration by Alex Wong/Getty Images)

According to a new survey, 94% of young couples discuss finances at least once a week, which is great until you find out 40% of those people also said it usually turns into an argument.

But even though you might want to hide your drunken Amazon purchases from your S.O., talking about money is important to relationships long-term. So when you go to talk with your partner this week, here are some stats about millennials and how we stack up against other generations when it comes to finances to get the conversation rolling.

  • Sharing Money. If you’re at the point where you’re thinking about combining incomes, you should know that’s not really how we roll. While 38% of millennial couples said they combine everything, 35% said they combine some but have their own account, and 27% said they just keep everything separate. That doesn’t even factor the relationships that say they have a combined account but one of them is hiding money for when they breakup.
  • Don’t Wait. Waiting too long to discuss money was the number-one reported mistake millennials felt like that made when it comes to finances in relationships. This is interesting because the majority of us said we start talking about money within the first three months of a relationship. How much sooner do you want to have the chat? On the first date? Jeez.

  • Financial Secrets. 15% of millennials say they keep a financial secret from their SO and we’re actually the generation most likely to keep a money issue hush-hush. What kinds? Well according to the survey the top three are significant credit card debt, gambling debts, and unpaid student loans. Newsflash: You don’t need to keep your student loans a secret. We’ve all got them and it’s why we drink.

Source: Refiney29